“Impact of Covid-19 Pandemic on E-Banking Usage Among the People of South Kerala”, published in Peer Reviewed Journal IJARESM
“A Study on The Usage Pattern and Awareness Level of Minors in Operating Savings Bank Account”, published in National Journal Abhinav publications
“A study on the impact of GST in retail shops at kerala south coastal regions” Quest journals journal of research in business and management
“A Study on Customer Perception on Usage of Fastag Among People in Ernakulam and Thrissur Districts of Kerala”, published in International Journal IJEMH